If you are interested in starting your homeowner journey or refinancing your current mortgage, Atlantic Bay has been lending peace of mind since 1996. Our licensed mortgage bankers make the loan process quick and easy. Call us today or visit us online at http://www.atlanticbay.com to apply now. NMLS # 72043 (www.nmlsconsumeraccess.org) An Equal Opportunity Lender (http://atlanticbay.com/legal/)