Our mission isn’t simply to help our members get by. We exist to help them realize every ounce of their potential. We exist to educate, but to also encourage. We exist to usher their dreams into the land of reality.

Whether you are a first-time homebuyer or have purchased several homes, we support you in a way you have never experienced.

Equal Housing Lender

Our mission is to improve the lending process for everyone. It’s why we do business differently than other lenders, and what sets us apart from most. Making Mortgages Better.

If you are interested in starting your homeowner journey or refinancing your current mortgage, Atlantic Bay has been lending peace of mind since 1996. Our licensed mortgage bankers make the loan process quick and easy. Call us today or visit us online at

Mortgage, Real Estate, refinance, homes